Our investment philosophy
Satis does not try to overcomplicate the investment process, so our approach is simple. Our portfolios are well-structured, diverse and comprised of investment funds suitable for our clients. The aim of each portfolio is clearly stated and matched to the goals of each client. It is very important that our clients understand why they are investing, what they are investing in and the purpose of the investment.
A key part of our investment philosophy is managing costs, when it comes to investing, fees are one of the few inputs you can control. When investing in the hope of a positive return, what you pay in fees is not what you get, it is what you do not get. Any return your investments make will be reduced by the fees you pay your advisers, your administrators and your investment managers.
We always consider the emotional side of investment and are keen to make sure you have peace of mind. The key objective is to generate returns from your investments which will meet your financial goals. However, this return must be in line with the amount of financial risk you are willing and able to take.
Once the portfolio has been established, we do not believe in making a change for change‘s sake. We recognise the importance of holding investments for the long term and not reacting to short-term trends which normally costs you money and results in reduced returns.
Therefore, the five key imperatives of our investment philosophy are:
There are various ways that we can manage these costs through diversification and effective portfolio management. We can also advise you on the efficient use of tax structures, allowances and other legal tax efficiencies.
By managing your expectations, keeping you informed and carefully assessing your attitude to risk, we can deliver significant financial and emotional benefits.
We believe that rebalancing is an essential part of risk management and your portfolios will be rebalanced on a regular basis.